Protect your time; safeguard your privacy

We’ve all been there. You find a company that can help you with a major purchase you need to make and they ask you to fill out an online form or provide your name and contact information over the phone. Caught up in the excitement of the moment, you do it. Next thing you know, you’re being called by other service providers or receiving unwanted calls, emails or a flyer in your mailbox. Plain and simple, this is an attack on your precious time and your privacy. This phenomenon is largely the result of the data marketing business, a $300 Billion a year global industry. There are hundreds of data brokers in the U.S. alone and these data brokers are doing business with tens of thousands of companies. Many of the data marketing companies know more about you and I than we know about ourselves. The debate around whether data marketing is good or bad has been raging for years and that debate is going to continue unabated. Optincall® ( can help you avoid the hassle associated with data marketing, so you can simplify your life and get on with the things that matter to you and your family. Optincall connects you over the phone with insurance brokers, solar installation providers and others you select, without sharing your name or phone number with them, so you don’t have to worry about unwanted telemarketing calls after you hang up. This saves you all kinds of time. You don’t need to research who to call – the call will come to you. And since you make the appointment, you can be prepared for the call and know that it will come at a time convenient for you. By using Optincall, you won’t have to worry about having your time wasted by frustrating telemarketing calls. Finally, in recognition that time is money, you are paid and rewarded for each call you take through the free-to-join Optincall program. Saving time is all about planning and using the right tools. Optincall can be one of these tools.

Thinking about refinancing your mortgage? Think twice!

I was speaking to a colleague the other day about his frustrations in refinancing his home loan. He has a decent loan but wanted to keep tabs on the market to see if and when it made sense to refinance his mortgage. He filled out some online forms, knowing that doing so would result in calls to his phone. He didn’t mind though, as he figured it would be an easy way for him to stay informed of rates.

He regretted his decision within a few hours of filling out the first form. He got multiple calls the same day, all from lenders. Also, he didn’t realize that in filling out the lead generation forms, he authorized lenders to run credit checks on him. So he had close to a dozen credit inquires made about him in one day, which lowered his credit score. He was very upset.

If you want to keep tabs on mortgage rates, you can use a service like Optincall to have vendors contact you. With Optincall, you control how many calls you receive per month and when those calls are received. More importantly, the lenders can’t check your credit score – they don’t have your contact information because they are connected with you by Optincall. You can ask about rates and if you like what you hear and to whom you are speaking, you can give them your contact information and permit them to check your credit. To learn more, visit